Phronix
Phronix app icon

Find the best card offer before you pay.

Add the cards you own. Phronix matches live bank offers and hands you one ranked verdict — before you tap or swipe.

How it works

Three steps, no guesswork.

01

Add your cards

Tell Phronix which cards you carry — just the product, like "Commercial Bank Visa Signature." Never a card number.

02

Search a merchant

Type where you're shopping, or browse by category — dining, travel, shopping, groceries.

03

Get the verdict

Phronix ranks every matching offer by real savings and tells you exactly which card to use, right now.

What you get

Everything a good decision needs.

Live bank offers

1,800+ active offers scraped from nine Sri Lankan banks, refreshed automatically in the background.

Bill calculator

Enter the amount on your bill and see the exact rupee saving — not just an advertised percentage.

Saved offers

Bookmark deals you want to remember, with reminders before they expire.

Favourite merchants

Star the places you shop often and get told the moment a new deal lands there.

Category browsing

Dining, shopping, travel, groceries and more — sorted by how much you'd actually save.

Lock & themes

Fingerprint or face unlock, with light and dark themes that follow your system or stay put.

The name

Practical wisdom, right when it matters.

Phronix comes from phronesis (φρόνησις) — the Greek word for practical wisdom: knowing the right thing to do, right when it matters. That's the idea behind every card the app recommends.

Never collected

Phronix never collects your card number, CVV, PIN, expiry date, banking credentials, OTPs, or transaction history. Only the name of the card product you own is ever stored.

Read the full Privacy Policy →