Find the best card offer before you pay.
Add the cards you own. Phronix matches live bank offers and hands you one ranked verdict — before you tap or swipe.
Add the cards you own. Phronix matches live bank offers and hands you one ranked verdict — before you tap or swipe.
Tell Phronix which cards you carry — just the product, like "Commercial Bank Visa Signature." Never a card number.
Type where you're shopping, or browse by category — dining, travel, shopping, groceries.
Phronix ranks every matching offer by real savings and tells you exactly which card to use, right now.
Every active offer from every bank you use, ranked by saving and refreshed automatically.
Tell Phronix where you're shopping. It tells you exactly which card to use and how much you'll save.
Full terms, eligible cards, and expiry — one tap away from the offer's own bank page.
Every recommendation is checked against every active offer — not just the ones your cards qualify for. If a different card would clearly save you more, Phronix says so, plainly, right there in the verdict.
Mark an offer as used and Phronix adds the saving to a running total for the year — broken down by card, with a look at this week's activity. It's an estimate, based only on the offers you tell it you've used.
1,800+ active offers scraped from ten Sri Lankan banks, refreshed automatically in the background.
Enter the amount on your bill and see the exact rupee saving — not just an advertised percentage.
Bookmark deals you want to remember, with reminders before they expire.
Mark an offer as used and Phronix keeps a running total of what you've saved this year — broken down by card, with a quick look at this week's activity.
Star the places you shop often and get told the moment a new deal lands there.
Dining, shopping, travel, groceries and more — sorted by how much you'd actually save.
Your best card and saving, right on your home screen on Android and iPhone — pin it to a category, one of your cards, your saved offers, or your favourite merchants.
Fingerprint or face unlock, with light and dark themes that follow your system or stay put.
Phronix comes from phronesis (φρόνησις) — the Greek word for practical wisdom: knowing the right thing to do, right when it matters. That's the idea behind every card the app recommends.
Phronix never collects your card number, CVV, PIN, expiry date, banking credentials, OTPs, or transaction history. Only the name of the card product you own is ever stored.